SINGLE FAMILY RENTAL
SINGLE FAMILY RENTAL
1-4 Unit/Townhomes/ PUD/ Warrantable Condos
Minimum Loan Amount: $75,000
Minimum Property Value: $100,000
30-yr Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
Purchase: Up to 80%ltv
Refinance/Cash Out: Up to 75%ltv
Minimum FICO: 620
No Personal Income Verification
First Timers Okay (subject to lower loan amounts)
RENTAL PORTFOLIOS
RENTAL PORTFOLIOS
Multiple Properties in one Loan
Minimum Loan Amount Per Property: $75,000
Minimum Property Value: $100,000
30-yr Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
Purchase: Up to 80%ltv
Refinance/Cash Out: Up to 75%ltv
Minimum FICO: 620
No Personal Income Verification
First Timers Okay (subject to lower loan amounts)
FIX AND FLIP & CONSTRUCTION
FIX AND FLIP & CONSTRUCTION
1-4 Unit/5+ Unit Multifamily/Mixed Use/Commercial
Minimum Loan Amount $75,000
Term Length: 12-24 Months Interest Only
90% Purchase / 100% Budget / 75%ARV
Minimum FICO: 620
No Personal Income Verification
First Timers Okay (subject to lower loan amounts)
**Special Program for Experienced Flippers:
100% Purchase / 100% Rehab / 70%arv
Minimum Loan Amount: $100,000
Two verifiable flips in last 24 months
$40,000 Cash Reserves
Tax Returns Required